life insurance policy
Stop paying premium payments, and start enjoying the money locked in your life insurance policy.Get Started
Encore Life is a dedicated team of experts who help people get cash for their universal, whole or term life insurance policies. If you no longer need your life insurance policy or cannot afford the premium payments, we can help you navigate selling your policy to support retirement, medical expenses or long-term care needs.Get Started
A 63-year-old man had a $1.5 million term life insurance policy that was about to expire, which had been protecting his family during his working years. If the policy had lapsed, he would have gotten nothing in return for 20 years of paid premiums. Instead, he received $260,000.
A 77-year-old woman had two universal life policies. She wanted to maintain some coverage for her family’s needs but reduce premium expenses. The family kept the less expensive policy and sold the $1 million policy for nearly 8x what the carrier offered.
A 91-year-old woman had a $100,000 universal life policy that she and her family could no longer afford. They had $0 in cash value and were about to let the policy lapse — which would have resulted in no money for her and her family. They were able to use the $29,000 received from the life settlement toward necessary care.
Stop paying premium payments, and start enjoying the money locked in your life insurance policy.